PromptHub
100% Free AI Finance Suite • Educational Only

Take control of your money, step by step

Budgets, savings goals, debt payoff and investing basics — 4 free personal finance tools powered by Google Gemini. Educational only, not financial advice.

4

Finance Tools

50/30/20

Budget method

Free

No account

Ed

Not advice

The Finance Hub

Budget, save, pay off, invest

The four foundations of personal finance — planned for you, one at a time.

Workflow

A plan for every money goal

1

Budget

Allocate your income with the 50/30/20 guideline and see where every dollar goes.

2

Save & pay off

Set savings targets and choose a debt payoff strategy that fits your numbers.

3

Invest

Learn the fundamentals and build a starter portfolio plan matched to your risk.

Who it's for

Everyone building financial confidence

Clear, structured starting points for your money decisions — education first, always.

Beginners Savers Borrowers Investors Couples
  • People building their first budget
  • Savers planning for goals and emergencies
  • Borrowers choosing a debt payoff strategy
  • Beginners learning investing fundamentals
  • Couples aligning their finances
  • Anyone taking control of their money

AI Finance Hub — FAQ

Everything you need to know about the free finance tools.

Are the finance tools really free?

Yes. All four tools are free with no account or credit card, powered by the free Google Gemini API tier.

Is this financial advice?

No. These tools are educational only. The plans follow common guidelines (like 50/30/20) but are not personalized financial advice — consult a professional for your situation.

Are the numbers accurate?

They're estimates based on what you enter and standard guidelines. Review and adjust with your real figures.

Which tools should I start with?

Begin with the Budget Plan, then Savings and Debt Payoff, and use Investing Basics once you have a comfortable cushion.